If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
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@davidgerard @duncanlock @tante @steve ah, I misread their developer documentation.
I don't know which merchant my greengrocer uses, but they're able to charge less than a quid.Of course, that's card-present. Looks like online payments still have a fixed fee overhead.
Thanks!
@Edent The "traditional" card terminal providers like Barclaycard, Dojo, Worldpay and so on will have fee structures that incorporate a fixed "authorisation fee" and then a percentage of the payment which are likely to be different for each class of card (matrix of credit, debit, domestic, international, special case for Amex); they will happily process transactions that cost the merchant more than the transaction amount. They tend to pay out gross daily and then invoice fees monthly.
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@Edent The "traditional" card terminal providers like Barclaycard, Dojo, Worldpay and so on will have fee structures that incorporate a fixed "authorisation fee" and then a percentage of the payment which are likely to be different for each class of card (matrix of credit, debit, domestic, international, special case for Amex); they will happily process transactions that cost the merchant more than the transaction amount. They tend to pay out gross daily and then invoice fees monthly.
@Edent SumUp and Square pay out net daily. Stripe is the worst of both worlds; they pay out net daily but do have a flat fee plus percentage fee structure so it's possible for a small transaction to be completely eaten by fees.
(That's why, although Stripe have the best designed API for integration with POS systems, I don't support them in my POS system yet!)
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@Edent Monzo are not bad for this.
e.g. https://pay.revk.uk
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent the only two I've actually used - because when I looked into them they didn't have some aspect that bothered me - are LiberaPay and Kofi.
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@davidgerard @Edent @duncanlock Yes, the shop will have paid the transaction fee for this and it will have been a fairly large proportion of the payment.
Not as large in the UK as in the USA, but still a flat fee per transaction plus a percentage of the payment amount.
The payment providers that offer simple percentage pricing (eg. Square at 1.75% and SumUp at 1.69%) are able to do so because they insist on a minimum transaction amount of £1.
@steve @Edent @duncanlock yeah, lotta corner shops round here still say minimum £5. Even the ones that don't, i keep coins in my pocket so i can buy a drink or whatever without their share being eaten in card fees.
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@jak2k do you use Taler?
@Edent I have the app installed and played with the demo provider.
It is not widely supported yet but there are some places were it is used: https://www.taler.net/de/news/2025-04.html -
Before I go and build something, does anyone have a template for all the payment services?
Looking for a bunch of buttons which are *consistent* in size / shape.
All the official ones seem to be as different as possible!
First pass at some visually consistent SVG banners - all using the official brand logos.
Thoughts?
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First pass at some visually consistent SVG banners - all using the official brand logos.
Thoughts?
@Edent I've never used Ko-Wis Donen col. Are they any good?
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First pass at some visually consistent SVG banners - all using the official brand logos.
Thoughts?
@Edent Naively, looking at them cold, it might be useful if all of them had some kind of unifying common way to indicate that they are a way to tip/pay. This would allow users to get oriented quickly, even if they had never seen the platform that the person placing the badges has selected.
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@Edent it’s definitely a complex problem but we need to come up with a way to do it, I think.
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First pass at some visually consistent SVG banners - all using the official brand logos.
Thoughts?
@Edent (I am guessing.) Your home made copies of corp branding for a project?
The multinationals (none consumer facing) I have worked for are very vigilant of their brand use. Not just look and feel, but were and how it is used. IME better ask them first. -
If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent honestly I assume nobody else here would want this, but Apple Pay or Shop would be the least friction for me. I would press the button a lot. I guess it is not possible tho!
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@Edent honestly I assume nobody else here would want this, but Apple Pay or Shop would be the least friction for me. I would press the button a lot. I guess it is not possible tho!
@knotnicky you're not the first to say it.
I've no idea how to integrate with them though
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@Edent Naively, looking at them cold, it might be useful if all of them had some kind of unifying common way to indicate that they are a way to tip/pay. This would allow users to get oriented quickly, even if they had never seen the platform that the person placing the badges has selected.
@tychotithonus yup. The idea they would be in a visually distinct box saying "pay me using…"
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
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@floppy sadly doesn't work in the UK.
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent WERO.
