If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.
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@schmitzel76 „only“ Germany, France and Belgium still means many millions of potential users.
@jwildeboer of course it is already a large potential userbase to start with, and work out the kinks in the system. But to become successful, also for international payments, it has to be rolled out further, which will take time.
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@jwildeboer @Larvitz Germany, Sparkasse. They don't give a damn about wero.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer WERO sounds really interesting.
Are you aware of anybody who's written it up for the technical layman? It sounds like a P2P protocol between banks, but I can't imagine there's no central control at all.
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@jwildeboer well it is hard to try when it's not available yet. For now it is only Germany, France and Belgium. It will take a few years before it will be wider available. Here in the Netherlands, we only see a Wero logo next to the iDEAL logo, and it will be during 2027 before we actually see anything from it.
But it definitely is an interesting development.
@schmitzel76 @jwildeboer "we only see a Wero logo next to the iDEAL logo" yes, because Wero is iDEAL. they're just slowly transitioning the brand name to not confuse and/or worry people -
@jwildeboer well it is hard to try when it's not available yet. For now it is only Germany, France and Belgium. It will take a few years before it will be wider available. Here in the Netherlands, we only see a Wero logo next to the iDEAL logo, and it will be during 2027 before we actually see anything from it.
But it definitely is an interesting development.
@schmitzel76 yep, my primary bank is Dutch, so I'm still waiting for anything substantial to happen…
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@jwildeboer the most annoying thing about Wero banks will probably not listen to: it's so immensely centered on those banking apps
@j_r @jwildeboer it's just a link to your internet banking, so if your bank has got a normal internet banking interface you can use that as well.
it just shows a big honking qr code by default because most people do their internet banking from their phone, but there's an equally button to pay from your browser -
The expected „yes, but“ is strong in the replies.
(I will now go to bed, so the "yes,, but" crowd will have its playing field until I wake up again and post friendly replies with links on how they are wrong. My advice: Try Wero, note it isn't perfect, tell Wero and your bank what is needed for you to switch fully. We can do this Well, I had no idea wero existed, but I just found out it does, and that it is available through my bank... Thanks!
(Obligatory nitpicking: it's Visa MasterCard and Amex...)
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer Nice to see alternatives to the visa/mastercard ecosphere. Also looking into #taler at the moment, but it seems that Wero has some more support. Hopefully they will indeed Europolize their service suppliers such as their cloud supplier.
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@jwildeboer @Larvitz Germany, Sparkasse. They don't give a damn about wero.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer In NL iDeal (will be replaced by Wero) is already the de facto standard for online payments and Sepa Direct debit for recurring payments. Since a few year I also use Sepa Direct debit from NL for a few services in Germany.
Curious how Wero will work with POS payments. I read they also want to introduce this in the future.
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@jwildeboer @Larvitz Ich wollte vor gut einem Jahr komplett weg in Richtung GLS (Ich hab nun nicht geguckt wie es mit wero bei denen ausschaut), aber die haben mir nichtmal die nötigen Unterlagen zum Unterschreiben geschickt innerhalb von 3 Monaten. Da hatte ich erstmal genug von Wechselabsichten. Aber vielleicht sollte ich das nochmal angehen.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer als in Spanien lebender: bizum ist so cool und praktisch und funktioniert. Von Person zu Person, aber auch bei Ikea etc. Ich hoffe wero und bizum finden zusammen… wahrscheinlich nicht…
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer I have Wero, but didn't pay with yet. But the time will come.
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@j_r my bank (Postbank in Germany) allows me to use the Wero app.
@jwildeboer hm good to know... but even then having to use any kind of app is not ideal IMHO
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@jwildeboer @Larvitz Ich wollte vor gut einem Jahr komplett weg in Richtung GLS (Ich hab nun nicht geguckt wie es mit wero bei denen ausschaut), aber die haben mir nichtmal die nötigen Unterlagen zum Unterschreiben geschickt innerhalb von 3 Monaten. Da hatte ich erstmal genug von Wechselabsichten. Aber vielleicht sollte ich das nochmal angehen.
@maswaba @jwildeboer @Larvitz GLS macht Wero. Als ich da hin bin, ging das damals
recht einfach. Aber ich kann mich nicht mehr im Detail erinnern. -
If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer #Wero is only available on the play store (which needs a google account), so no real sovereignty. Also, since last update the app crash on my phone at startup. So I cannot use the support in-app, nor do I want to send personal information though their useless chatbot on their website
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@jwildeboer #Wero is only available on the play store (which needs a google account), so no real sovereignty. Also, since last update the app crash on my phone at startup. So I cannot use the support in-app, nor do I want to send personal information though their useless chatbot on their website
@louisleblanc It's also available on the Apple App Store. And I never talked about sovereignty, I do talk about an alternative to PayPal and the Visa/Master duopoly?
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@j_r @jwildeboer it's just a link to your internet banking, so if your bank has got a normal internet banking interface you can use that as well.
it just shows a big honking qr code by default because most people do their internet banking from their phone, but there's an equally button to pay from your browser@jwildeboer @sijmen at least "Sparkasse" seems to only support it via their app, not the online banking website
