If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.
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@jwildeboer unfortunately not available here in Italy
@panda4x4 keep on asking.
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@mc Tell them. PayPal and Visa/Master aren’t better in that regard. Change through use beats criticising from the sidelines.
@jwildeboer in a worst case scenario paypal and credit cards are effectively unusable. hence i already forwarded my comment to my personal bank and EPI.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

@jwildeboer well it is hard to try when it's not available yet. For now it is only Germany, France and Belgium. It will take a few years before it will be wider available. Here in the Netherlands, we only see a Wero logo next to the iDEAL logo, and it will be during 2027 before we actually see anything from it.
But it definitely is an interesting development.
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@jwildeboer well it is hard to try when it's not available yet. For now it is only Germany, France and Belgium. It will take a few years before it will be wider available. Here in the Netherlands, we only see a Wero logo next to the iDEAL logo, and it will be during 2027 before we actually see anything from it.
But it definitely is an interesting development.
@schmitzel76 „only“ Germany, France and Belgium still means many millions of potential users.
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@jwildeboer I opened a ticket about WERO support with my bank end of last year and they responded, that they have no plans to support it

@Larvitz @jwildeboer Same here, they told me "not in this decade"
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@jwildeboer I opened a ticket about WERO support with my bank end of last year and they responded, that they have no plans to support it

@Larvitz @jwildeboer Same here. Triodos Bank in Germany also had no intentions to implement Wero. Then I found out that they are going to retreat from Germany anyway. So I chose a new Bank with a good perspective concerning Wero. That's life, I guess.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

@jwildeboer it seems to be euro only, so no luck in
. But Visa/Master have slowly been replaced by instant QR transfers here. -
@Larvitz So change to a bank that does

@jwildeboer I haven't found one yet, that fits all my requirements unfortunately
I really like that my Bank is allowing me to create subaccounts with their own IBAN number and havily use that for clean seperation of things. -
@Larvitz @jwildeboer Same here, they told me "not in this decade"
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

@jwildeboer the most annoying thing about Wero banks will probably not listen to: it's so immensely centered on those banking apps
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

The expected „yes, but“ is strong in the replies.
(I will now go to bed, so the "yes,, but" crowd will have its playing field until I wake up again and post friendly replies with links on how they are wrong. My advice: Try Wero, note it isn't perfect, tell Wero and your bank what is needed for you to switch fully. We can do this 
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@jwildeboer the most annoying thing about Wero banks will probably not listen to: it's so immensely centered on those banking apps
@j_r my bank (Postbank in Germany) allows me to use the Wero app.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

@jwildeboer if Wero is the next evolution of iDeal, sounds good to me. I like iDeal
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

@jwildeboer I've contacted two German NGOs regrading Wero (you can donate via Sepa, credit and Paypal). They said that they keep an eye on it but last time they tried it wasn't possible for them to implement it. I don't know about their use cases but I thought it's just a QR code.
I once wrote a ticket from within the Wero app about some iOS UI issues and they responded and somewhat improved things in the next update. So... thumbs up for #Wero. I will write them about the NGO's responses. -
@schmitzel76 „only“ Germany, France and Belgium still means many millions of potential users.
@jwildeboer of course it is already a large potential userbase to start with, and work out the kinks in the system. But to become successful, also for international payments, it has to be rolled out further, which will take time.
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@jwildeboer @Larvitz Germany, Sparkasse. They don't give a damn about wero.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower

@jwildeboer WERO sounds really interesting.
Are you aware of anybody who's written it up for the technical layman? It sounds like a P2P protocol between banks, but I can't imagine there's no central control at all.
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@jwildeboer well it is hard to try when it's not available yet. For now it is only Germany, France and Belgium. It will take a few years before it will be wider available. Here in the Netherlands, we only see a Wero logo next to the iDEAL logo, and it will be during 2027 before we actually see anything from it.
But it definitely is an interesting development.
@schmitzel76 @jwildeboer "we only see a Wero logo next to the iDEAL logo" yes, because Wero is iDEAL. they're just slowly transitioning the brand name to not confuse and/or worry people -
@jwildeboer well it is hard to try when it's not available yet. For now it is only Germany, France and Belgium. It will take a few years before it will be wider available. Here in the Netherlands, we only see a Wero logo next to the iDEAL logo, and it will be during 2027 before we actually see anything from it.
But it definitely is an interesting development.
@schmitzel76 yep, my primary bank is Dutch, so I'm still waiting for anything substantial to happen…
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@jwildeboer the most annoying thing about Wero banks will probably not listen to: it's so immensely centered on those banking apps
@j_r @jwildeboer it's just a link to your internet banking, so if your bank has got a normal internet banking interface you can use that as well.
it just shows a big honking qr code by default because most people do their internet banking from their phone, but there's an equally button to pay from your browser