If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
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@pwaring @kristoff @Edent That's not always available. I don't know the details, but I remember having trouble sending money fee-free from my EU PayPal account to someone else's UK PayPal account. And I also remember seeing fees in receipts sometimes when people send money to me.
Also, PayPal is one of those services that refuses to understand that some people bank in (and possibly are a citizen of) more than one country. Having multiple accounts violates their T&C, but a single account can only be associated to one country (the initial one, it's not even possible to change it).
As someone affected by this, I would advise against PayPal. Wise or Revolut or both would probably be my goto today. -
@pwaring @kristoff @Edent That's not always available. I don't know the details, but I remember having trouble sending money fee-free from my EU PayPal account to someone else's UK PayPal account. And I also remember seeing fees in receipts sometimes when people send money to me.
Also, PayPal is one of those services that refuses to understand that some people bank in (and possibly are a citizen of) more than one country. Having multiple accounts violates their T&C, but a single account can only be associated to one country (the initial one, it's not even possible to change it).
As someone affected by this, I would advise against PayPal. Wise or Revolut or both would probably be my goto today.@liskin @Edent @pwaring If the transfer is between two different currencies, there will always be a exchange-rate fee.
In a couple of the EU contries (BE, NL, FR, DE), there now is the "weero" services that allows you to transder money from one account to another for free with your normal banking-app.
It rides on top of the SEPA instant money-transfer sceme
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent Ko-Fi or Liberapay would be my go-to! I particularly appreciate Liberapay for being very nice and simple
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent I would give you fancy little slices of cake
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent
Some payment processors provide direct-payment pages, like I have one set up on Stripe, where people can directly pay with their credit card, no account required. I think PayPal works similarly these days, so there's less benefit (aside from.people who avoid PayPal specifically). -
If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent I really wish Web Monetization took off, that would be perfect for this sort of thing (either "drip" some fractional cents for favs, or have "super favs" where one could drop some change). These days I do Ko-fi or similar mostly for artists I follow, and the ones I really like I have a monthly subscription for.
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent Wise Account (ex Transferwise) https://wise.com/gb/send-money/
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent Wise
Alternatively Stripe donation links are good for offering essentially every possible option
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@Edent I would give you fancy little slices of cake
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent Paying with crypto feels like a bit of added excitement of "what will be the actual value when it arrives?"
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent my preferred online payment method is SEPA bank transfer. It's available to pretty much every European with a bank account. -
If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent PayPal's probably the easiest, but I dislike the idea of funding them... Perhaps https://opencollective.com might be an idea? Although I think it might me more designed for "groups and teams" rather than individuals.
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@Edent Paying with crypto feels like a bit of added excitement of "what will be the actual value when it arrives?"
@Cyberoutsider *so* fun
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent of the three, PayPal seems like the most reliable. I’d be concerned that a direct bank transfer would go wrong if I made a mistake with the details (although on the whole, since it’s a donation and likely a relatively small amount, this isn’t as big a concern as it would be if I were to pay for goods or services that way).
Services like ko-fi or liberapay also come to mind.
If crypto was the only way to pay for something, personally I just wouldn’t bother.
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent a pulled pint at some point.
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@Edent
Inside the EU and in Euro, I prefer a SEPA money transfer: cheap (actually free), fast, ... . But I guess that is not an option here@kristoff @Edent My UK bank happily accepts inward SEPA payments with BIC and IBAN, but it's almost impossible to send outwards without going into a branch because they haven't built the UI for customers to do it themselves.
UK bank customers: BACS/Faster Payments.Again, fee-free, and fewer middlemen from dubious jurisdictions with dubious business rules.
If you're worried about direct debits etc being set up, give out details for a saving account not a current account.
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent@mastodon.social Something GNU Taler based.
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent SEPA followed by PayPal
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If you wanted to send me a monetary tip for my excellent Mastodon posts, which platform would you prefer to use?
(Please don't be a dick in the replies as a muting often ofends.)
@Edent
If it is within the EU, Wero. -
@kristoff @Edent My UK bank happily accepts inward SEPA payments with BIC and IBAN, but it's almost impossible to send outwards without going into a branch because they haven't built the UI for customers to do it themselves.
UK bank customers: BACS/Faster Payments.Again, fee-free, and fewer middlemen from dubious jurisdictions with dubious business rules.
If you're worried about direct debits etc being set up, give out details for a saving account not a current account.
@zymurgic @Edent Some time ago, I found out that although the UK has left the EU, it is actually still part of the SEPA (Single European Payment Area).
I do know that SEPA payments are only free in EUR (and SEK I think) so I assume a transfer to a UK bankaccount in euro would also be free.
I wonder do how much it would cost to make a SEPA payment in euro to an UK bankaccount in GBP.Good idea to use a savings account instead of a current account. Very smart
