If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly.
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@jwildeboer @Larvitz Ich wollte vor gut einem Jahr komplett weg in Richtung GLS (Ich hab nun nicht geguckt wie es mit wero bei denen ausschaut), aber die haben mir nichtmal die nötigen Unterlagen zum Unterschreiben geschickt innerhalb von 3 Monaten. Da hatte ich erstmal genug von Wechselabsichten. Aber vielleicht sollte ich das nochmal angehen.
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer als in Spanien lebender: bizum ist so cool und praktisch und funktioniert. Von Person zu Person, aber auch bei Ikea etc. Ich hoffe wero und bizum finden zusammen… wahrscheinlich nicht…
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer I have Wero, but didn't pay with yet. But the time will come.
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@j_r my bank (Postbank in Germany) allows me to use the Wero app.
@jwildeboer hm good to know... but even then having to use any kind of app is not ideal IMHO
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@jwildeboer @Larvitz Ich wollte vor gut einem Jahr komplett weg in Richtung GLS (Ich hab nun nicht geguckt wie es mit wero bei denen ausschaut), aber die haben mir nichtmal die nötigen Unterlagen zum Unterschreiben geschickt innerhalb von 3 Monaten. Da hatte ich erstmal genug von Wechselabsichten. Aber vielleicht sollte ich das nochmal angehen.
@maswaba @jwildeboer @Larvitz GLS macht Wero. Als ich da hin bin, ging das damals
recht einfach. Aber ich kann mich nicht mehr im Detail erinnern. -
If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer #Wero is only available on the play store (which needs a google account), so no real sovereignty. Also, since last update the app crash on my phone at startup. So I cannot use the support in-app, nor do I want to send personal information though their useless chatbot on their website
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@jwildeboer #Wero is only available on the play store (which needs a google account), so no real sovereignty. Also, since last update the app crash on my phone at startup. So I cannot use the support in-app, nor do I want to send personal information though their useless chatbot on their website
@louisleblanc It's also available on the Apple App Store. And I never talked about sovereignty, I do talk about an alternative to PayPal and the Visa/Master duopoly?
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@j_r @jwildeboer it's just a link to your internet banking, so if your bank has got a normal internet banking interface you can use that as well.
it just shows a big honking qr code by default because most people do their internet banking from their phone, but there's an equally button to pay from your browser@jwildeboer @sijmen at least "Sparkasse" seems to only support it via their app, not the online banking website
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@jwildeboer @sijmen at least "Sparkasse" seems to only support it via their app, not the online banking website
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Well, I had no idea wero existed, but I just found out it does, and that it is available through my bank... Thanks!
(Obligatory nitpicking: it's Visa MasterCard and Amex...)
@ParadeGrotesque @jwildeboer Wero is not Amex, MasterCard, Visa. At least according to their page. It is operated by European Payments Initiative. Also EPI seems to be a separate infrastructure. Or do I understand your post wrong?
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@ParadeGrotesque @jwildeboer Wero is not Amex, MasterCard, Visa. At least according to their page. It is operated by European Payments Initiative. Also EPI seems to be a separate infrastructure. Or do I understand your post wrong?
@prefec2 Yep. The nitpicking by @ParadeGrotesque is based on lack of basic research
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If in the EU. Try WERO and tell your bank how to make it better if you truly care about an alternative to PayPal and the Visa/Master duopoly. Don’t expect the perfect solution. Understand that alternatives are never better or perfect from the get-go but that we need to tell them through using them how to become better and better. Be a pioneer, not a follower
@jwildeboer tbh wero is not that much better than paypal.
I only see it as a temporary solution until more privacy friendly solutions like gnu taler can be used with euro. -
@jwildeboer tbh wero is not that much better than paypal.
I only see it as a temporary solution until more privacy friendly solutions like gnu taler can be used with euro.@farshidhakimy Wero isn't US based. That's something, isn't it? And paying with cash is always the better alternative
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@jwildeboer WERO sounds really interesting.
Are you aware of anybody who's written it up for the technical layman? It sounds like a P2P protocol between banks, but I can't imagine there's no central control at all.
@mattb @jwildeboer it is basically a layer above sepa instant that uses mail/phone to find the iban.
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@mattb @jwildeboer it is basically a layer above sepa instant that uses mail/phone to find the iban.
@farshidhakimy … that uses a privacy preserving hash based on mail/phone to find … /pedantic @mattb
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@jwildeboer als in Spanien lebender: bizum ist so cool und praktisch und funktioniert. Von Person zu Person, aber auch bei Ikea etc. Ich hoffe wero und bizum finden zusammen… wahrscheinlich nicht…
@codingGarden Doch, die Verträge sind unterschrieben. https://epicompany.eu/media-insights/europa-and-epi-launch-collaboration-to-expand-sovereign-pan-european-payments
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@jwildeboer if Wero is the next evolution of iDeal, sounds good to me. I like iDeal
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@jwildeboer of course it is already a large potential userbase to start with, and work out the kinks in the system. But to become successful, also for international payments, it has to be rolled out further, which will take time.
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@schmitzel76 yep, my primary bank is Dutch, so I'm still waiting for anything substantial to happen…
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@louisleblanc It's also available on the Apple App Store. And I never talked about sovereignty, I do talk about an alternative to PayPal and the Visa/Master duopoly?
@jwildeboer yeah I was just kind of raging about european apps being only on the play store which I absolutely hate because of the lack of sovereignty
